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Deadline to buy insurance quickly approaches

We breakdown your questions about the Affordable Care Act

GREEN BAY, Wis. (WFRV)--The deadline to purchase insurance is around the corner and community health organizations are urging residents to purchase insurance.

“Now a days without insurance, you’re kind of in a bad place,” said Jed Giebel.

Jed is one of more than 71,000 Wisconsin residents who have signed up for insurance.

With the help of Partnership Community Health Center Staff he successfully enrolled in a Badgercare plan.

“If something actually happens now, I feel a lot better that isn’t not going to drain my savings out like that I could have monetary problems," he said.

With the Match 31st deadline around the corner, local health care facilities are encouraging people to purchase insurance by March 31st

What does the Affordable Care Act offer? 

Insurance Broker, Susan Stevens said,“The benefits that you have available are more than you had in the past with the other carriers so that’s a plus.  Sometimes the premiums aren’t as affordable as you want them to be but the benefit is there.”

At Partnership, they help about 200 people a week.  But there still seems to be a lot of questions.

Can you keep your doctor?

“There is availability to get any doctor in the market place in this area.  It is very limited but there’s only one carrier that has some of the networks and the rest have the other networks." said Stevens.

What if you’re unemployed? 

Certified Application Counselor, Hannah Kosgard, said, “If somebody is not working right now and they have absolutely no income coming in through something else like unemployment or through a spouse that they file taxes with they are likely to qualify for Medicaid.”

Will you have access to your prescriptions?

“Most of the formularies that have the drugs on them are in all of the carriers but some when it comes to preferred name brand drugs you have to check those out," said Stevens. 

How much will it cost?

Rates vary depending on your income and how many people in your household. 

You could be eligible for subsidies which would bring your rates down.  If you opt out of buying insurance you will face a fine and won’t be eligible to sign up  

Partnership Communtity Health Center is helping people enroll at 500 W. Franklin in Appleton.

They’re open Monday-Friday from 8:30-5 p.m.

For more information call (920) 882-6420

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